How Can I Make Money Online Without Being Scammed

I have been scammed a few times in the past before I found the legit online programs that work. I was extremely frustrated and I often asked myself “How Can I Make Money Online Without Being Scammed?”.

Everyone makes mistakes. For many of us, the silliest ones occur when we are inexperienced and financially desperate. Scammers often prey on people’s hopes and dreams, so always use common sense to avoid scams.

Over the years, I made a lot of mistakes. I gathered what I have learned in the past and decided to share them in this post today.

I am an affiliate marketer. I certainly agree that there are enormous opportunities (cash) on the internet and everyone is crazy about making money online. However, it is difficult to identify the legitimate ones if you are new in this industry.

I have been through the painful process. In this article, I will go over different types of scams that exist in the market and how you can avoid getting caught up in them.

Before you sign up for any online opportunity, please make sure you go through the checklist in this article.

Most importantly, do share with your friends on social media and help each other!

How Can I Make Money Online Without Being Scammed

How Can I Make Money Online Without Being Scammed

#1 Fake Income Proof

Some income proofs are genuine. Some products publish their income reports too and they are legit. The tricky part is you will not know if those proofs or reports are doctored until you try them.

The statistic shows that out of 60 making-money-online platforms, only one is legit. It is very common to see photoshopped income reports and edited bank statements on their “success” stories.

Remember my previous review (reveal) on Take Surveys for Cash by Jason WhiteThe paycheck was photoshopped unprofessionally (see image below).

How Can I Make Money Online Without Being Scammed

There are even cases where scammers create fake cloned websites that look like real PayPal accounts. Because by doing that, they could navigate through their accounts and show you the fake statements on either webinars or videos.

Yes, some scammers can be very professional and they are willing to invest time and effort to create illusions. All these for your hard earned money!

#2 Ridiculous Up-sells

Up-sells are quite common for affiliate marketing programs. Whenever you sign up for an online affiliate program, be very cautious about their products.

Let me give you a prime example of affiliate marketing company that offers a series of upsells, $5k Formula System.

Once you sign up and buy their product for $5.95, Matthew Neer will start bombarding you with other products. He will try to convince you to have all the other five products (a total of $675.90) to get the full potential of the “system” you initially paid for.

Typically, these scams will tell you the basic package that you have just purchased is useless and it has to be “complimented” with the other features (or packages).

You will be persuaded to get a bunch of products after the initial payment. It is almost immediate. Sometimes, they will tempt you with their so-called “secret cookbook” that will earn you a lucrative income online.

They will probably show you how much each package costs. When they sum up all these individual packages, it usually costs you significantly more than what you can get during their promotional periods.

For example, Ultimate Instant Affiliate by Gary Boardman. He claims that you will only need to pay $11.95 for all the modules that cost $682 in total.

How Can I Make Money Online Without Being Scammed

Hence, it is advisable not to pay for things you do not know unless you are well informed about the products that you are going to buy.

Most legitimate products allow you to try them for free before you pay for them.

#3 Get Rich Quick Scheme

If you come across a program that over-promises that you can make a lot of cash within a week or a month by using their secret programs. Ignore them and move on.


Well, let’s just think about it. If there is such a wonderful program in the market, we will not be hearing any poverty problems anymore.

Can you really believe there is such a brilliant system that can turn you into a millionaire within a month? Personally, I don’t.

Would you share with other people how to do that if you have a money generator with you?

Those scammers make their money from selling you their empty promises, not with any “product” or special “system” they are using. Simply put, you are their “product”.

Let me give you some typical examples. I bet you have heard many unscrupulous claims like:-

“You don’t need to put in any effort to make money online”

“You don’t need to know anything about the internet marketing”

“You don’t need to know anything to make money”

I like the following one the most.

“No work required!”

If you come across some sort of claims above, run!

Want to see some examples? Guaranteed Payouts makes this claim on their official website. See snapshot below. I don’t believe in free lunch. Can you believe this system can make you $400 without having to do anything?

How Can I Make Money Online Without Being Scammed

A real scheme has a real business plan, a strategy, and a solid plan. 

If a program sounds too good to be true, I suggest you do a thorough research and don’t let the scam artists dupe you.

If you’re financially stressed, frustrated, etc. you’re more likely to fall for fraud, especially those with these unrealistic claims.

Put your emotions aside when evaluating email, online offers, or advertisements.

#4 Lacking Information

If you can’t find any information about a product or contact details of a company. It is most probably a scam.

A genuine product always shows you how they can solve your problems. A legitimate product or service provider will always invest in trying to showcase their capabilities and how they can help you.

To identify if it is a scam, an obvious sign is you will not be able to find any contact information on their home page. If you can’t find their email address, company address or phone number, forget it!

For example, Rich Jerk is one of the biggest scams on the internet. They don’t explicitly tell you how they can help you to become a successful affiliate marketer. All they’re doing is showing you all the lavish pictures of fancy cars and sexy girls by the pool.

Another example is Guaranteed Payouts, on their home page, you will never find their contact details and product information. All they have on their site is a video that over-promises you lots of money without having to work.

#5 No Free Trial

This is the most common tactic used by the internet scammers.

First, they will not reveal what you are going to get prior to swiping your credit card.

You will have to sign up and pay for the initial start up fee to access to any product information.

Some companies require you to pay an upfront fee in order to sell their products. Some companies have a variety of products that you can promote on your site, but with the condition that you will have to make a purchase of the product that you are going to promote.

For example, Traffic Authority only allows you to earn commissions of product A only if you have already bought it. Most of the time, they are not cheap.

How Can I Make Money Online Without Being Scammed

#6 No Privacy Policy or Disclaimer

This is an honest website’s way of promising to protect your information.

If you see this written openly on their website, it is most probably worth looking into their products.


When this is written on their homepage, it becomes a legal binding. You can file a lawsuit if your information is shared with any other external parties.

Normally, the scams will avoid putting this down on their websites.

For example, Jobrize does not have this on their website.

How Can I Make Money Online Without Being Scammed

#7 No Response

If you do happen to find a website that is offering you a great product. First, check if the support from the site is real.

If you could easily find the contact details on their home page, try to drop them an email or make a phone call.

I personally think this is the best way to find out if the product (or the company) exists. If you don’t receive any response within 48 hours, forget it.

If they response quick and their answers are professional, you can proceed and do a thorough research on the company.

#8 Lavish Pictures

I particularly like this one. I love to see those pictures with fancy cars, big cruises and mansions that try to convince you could be one of them.

I have seen worse than the above, Rich Jerk even has a few sexy ladies walking around by the pool. Gosh, that makes me puke.

How Can I Make Money Online Without Being Scammed

That is how they attract your attention. I find this ridiculous but there are, yet, people falling into their traps.

#9 Limited Quantity Threats

“Only 30 minutes left. Buy now!” or “Only 10 seats left. Buy now!”

I wonder why they want to limit their seats if they can make money from it.

Have you ever wonder why some programs invested their time and money and yet, they want to limit the numbers of sales that they can make?

Obviously, they are just pushing you to swipe your credit cards.

For example, Elite Level Targeted Traffic. When you are on their official homepage, you will be notified that there are only 30 minutes left to buy their product, else their price will increase.

Anyway, at the time of writing, their counter is still counting. How ironic!

How Can I Make Money Online Without Being Scammed

#10 You’re Asked For Personal Info

There is no reason why a company needs your personal information to get their product.

If you are ever asked to provide your social security number, bank info or routing number. Don’t ever give them out!

#11 You Have To Pay For The Job

Remember this. Most legitimate paid survey panels or data entry companies do not require you to pay any upfront fee in order to work for them.

There are some legitimate companies will ask you to pay for the products that you are going to review, but will never ask you to pay in order to join their programs.

No legitimate paid survey companies will ask you to pay for their software or systems in order for you to work from home. You should never have to shell out your own money to be hired to work for them!

If it happens that you are looking for opportunities to earn money with paid survey sites or data entry companies, take note and be cautious.

#12 New Product Launch Promotion

If you go to, you will notice a series of new products being launched almost every day.

You will see a lot of scammers use this “Product Launch Formula” method to create a lot of hype on the internet in the anticipation of a launch date.

These people make fake claims that they own a great system and made a lot of people millions in revenue. They even share some testimonials from the users (they are hired) on this JV webpage.

What do they do?

They create a lot of hype, people buy the product on emotion, and they disappear.

For example, Chuck and Andy used to own Super Affiliate Academy, they managed to sell their pre-launch products and disappeared.

How Can I Make Money Online Without Being Scammed

They repackaged the old product and renamed it to Inner Circle Affiliate Marketing. It is relatively a new product in the market at the time of writing.

Trust me, they will be gone after they make enough money from their affiliates.

#13 Personal Mentoring Product

There are great products in the marketing that are worth spending $1,000 for a personal coaching session.

These gurus are real and most of them are engaged with big brands to increase revenues.

However, I notice there are more and more self-claimed internet gurus using this high ticket game to trick people to pay them for personal mentoring sessions.

There are many other free resources on the internet you can access for valuable tips and tricks on how to make money online.

Don’t ever trust those gurus who over-promise you great opportunities to learn his secrets in making you a millionaire in a month time.

Those real gurus will never be out there trying to convince you how good they are. You just know they are good

#14 High Yield Investment Programs

We often see HYIP claims guaranteed above-market return with minimal risk. When you see this, you should be vigilant and be wise with your choice.

You won’t be able to find clear information on how they allocate your investment fund. These HYIPs often hide this information from their investors. Not only that, these companies cloak themselves in secrecy regarding the fund managers and how they manage the money. Most of the time, you will find their information vague and confusing.

In these HYIP programs, the fraudsters usually claim knowledge of some kind of secret formula which allows them to register very high profits on a consistent basis. Those secret formulas are nothing but just a Ponzi scheme.


Most of these HYIPs offer additional opportunities to earn extra money by recruiting new investors. This is a typical scam that runs Ponzi scheme. This scheme requires you to bring in new investors with new money injection into their system.

This fresh money is then used to pay off the earlier “investors”. The whole structure collapses when the cash outflow exceeds the cash inflow. That also means the entire system doesn’t work when there is no longer new “investors”.

Often the earliest victims of the HYIP are those who are the luckiest. Those at the top of the pyramid will usually earn the highest amounts due to their seniority in the structure. Those who are the latest usually lose every penny that they deposit, as the scheme collapses and the managers disappear among shades and winds along with client money.

HYIPs are just a jazzy and euphemism name given to Ponzi schemes.

I made a lot of reviews of HYIPs and I received a lot of nasty comments from some people as they were making money from those so-called “investment” scheme. I would like to emphasize here that an HYIP that makes money doesn’t mean it is legitimate.

Some of you invest your money only to the newly launched HYIPs so that you’d always be in the ranks of the first investors, who do make a profit because you’re paid with the money sent by later investors.

By doing that, you are encouraging the con artist (HYIPs) to steal more money from the innocent people who come later. 

If your action doesn’t bother your conscience, then I hope you end up losing money.


There are many scams in the market because of people’s greed and laziness. They come in many shapes and forms.

It is always good to stay calm and act wisely.

I hope this checklist helps.

It Is Your Turn

What do you think?

What other strategies would you like to share with me and the others?

Share your experience in the comment box below.

Most importantly, share this post “How Can I Make Money Online Without Being Scammed” with other people! Let’s help each other!



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38 Responses

  1. Tar says:

    I guess you’re aware now when someone approaches you. Experience matters and mistakes won’t be repeated subsequently.

    Sometimes, I don’t know if you’re aware of a newbie’s reaction, that feeling of anticipation, hype and being overwhelmed.

    These feelings are the reason which cloud and conquer our consciousness, It took over the moral, ethical thinking that we must presently have.

    • Alex Y says:

      I totally agree. Most of the time, newbies react based on their emotions. The scammers are very well aware of that. That is why one of their strategies is to create hype in their product pre-launch. People get excited about it and buy during their “promotional” periods. These scammers know the weaknesses of potential buyers, they are real good in manipulating people’s emotions.

  2. Tyler Redlev says:

    This is a good review of scammers.

    There are really many much scammers that atract people to their web and hunt them down. I really can’t take it. And you can imagine how bad it feels for the ones who got scammed.

    Do you know anything about Rich Jerk? I have seen it before. It really sells itself out for the ones who aren’t initiated. I would like to know what do you think about it.

    • Alex Y says:

      I totally understand how it feels to be scammed. I have been through a few of them.

      I have not tried Rich Jerk. I personally think it is not a legit product. Why?

      1. Unclear product information

      2. No free trial

      3. A lot of Up-sells

      4. Lavish advertisement to attract customers

      5. Unrealistic claims

      I do not want to be humiliated by someone who calls himself a “guru”.

      Let me know if you know anything about Rich Jerk.



  3. John says:

    Good work in writing about how some of the scammers work. It is easy to be drawn into their promises. They do not tell you about the up sells until they get your initial money. It is like walking in a mine field trying to navigate the online opportunities today. Very few of the people are really going to help you make some money and those examples cannot promise that you will every make any money if they are honest. It will take work on your part.

    • Alex Y says:

      Hi John.

      Well said.

      Some of them even do not tell you what they are actually selling. You do not know until you pay the initial fee.

      Thanks for dropping by and leave your comments.



  4. Lee says:

    Hi Alex

    Wow. I’m not naive, I always knew there are people out there trying to scam us online just as there are back in the real world but it’s actually scary to see all of the ways in a single post.

    It really makes you think how diligent you need to be these days.

    I can’t believe the “Rich Jerk” is still around (the guy in the pic) I remember bumping into him a few years back but fortunately, I never handed over any money.

    I’ve come to the realization that to create a real business it’s not “systems” I need, it’s my own website which I own, and a way to monetize it.

    That much I know, but the problem I’m having is where to find out how to put it all together without losing a ton of money on the process.

    Any recommendations?


    • Alex Y says:

      Hi there,

      There are indeed a lot of scams in the market trying to con people’s hard-earned money. It is because of these bad apples, people are skeptical about the opportunities of making money online. There are some real and legitimate ways to make money from home. You can read my post – Get Rich Quick Schemes That Work and Free.

      Rich Jerk disappeared a few years back and made a come back in 2015. He repackaged his so-called “money-generation system” and sell it to the innocents. That is why I think it is worth writing this post to educate people how to identify online scams.

      There are other legitimate ways to make money online – via paid survey sites, data entry, and affiliate marketing.

      If you are interested in affiliate marketing and you would like to learn how to build your website and monetize your blog, you can perhaps consider Wealthy Affiliate. What’s best about this program is you can try it for FREE. You do not need to provide any credit card details. All this platform needs is your email. Don’t worry about legitimacy, I can assure you that it is a legitimate program.

      Let me know if you have more question. I am willing to answer them.



  5. rufat says:

    Making money online without being scammed is absolutely possible, but not easy. Most people get scammed because they trust those who show them fake income reports as you mention it exactly. Or they believe in ridiculous claims that they will be shown how to make $500 an hour. This is nothing more than a dream. Free trial option is the best way to be safe from falling for scams because you actually can try before you pay. I agree with all the points you outlined in your article.

    • Alex Y says:

      Thanks for dropping your valuable comments here.

      I couldn’t agree more with you. Most companies that offer free trial membership are legitimate, except if they ask for credit card details. This is what you should also take note too.

      Hope you could share this too with your friends and people around out.



  6. Kevin says:

    Hey Alex,

    Nice post of yours. This is all very true about scams online. Specially the get rich quick scheme… that’s something that appears EVERYWHERE. It took me some years to find a really good training platform.

    Another I also hate are the lavish pictures. Why man? why? It’s not necessary and it’s very obvious you don’t have all that.

    Sorry, I’m getting annoyed 😛

    Thanks for this post. It’s really helpful

    • Alex Y says:

      There are lots of them in the market. I hope this serves as a good checklist.

      It is good to see how you reacted to the lavish pictures (or perhaps the content of this post?). I hope this is a sign of engaging the readers? Anyway, hope this helps.



  7. Diana Evensen says:

    I hadn’t realized there are so many different types of scams out there. Thanks.

  8. DianaEvensen says:

    Overall, it is a good article, and a good checklist. There are more scam-types than I realized. Nicely formatted and laid out with relevant pictures, so it was easy to keep engaged.

    Thanks for writing this post! I will definitely share this article with my friends and relatives. This is a very educational post for people who are new to the online business world.

    • Alex Y says:

      Thanks Diana, I am glad this post does provide some useful insights. I am happy that you like it. Thanks for sharing this post. Remember to come back for more!

  9. Xin Zhang says:

    Hello Alex,

    First off let me compliment you on a very well written checklist. You have done an excellent job detailing many of the tricks scammers use to get peoples hard earned money. Scammers prey on people who are often times naive and have no idea how many scammers are out to get their money. They also prey on people who are desperate and end up making their situation even worse.

    People need to be warned about the rip-off artists and I appreciate you doing your part to warn them.

    One thing you may want to add is people could be reminded that they can always call their credit card company, say they were misled and dispute the charge if they do fall for a scam.

    You must do a lot of research. There must be good products out there? Do you have a checklist of what to look for in a legitimate program?



  10. alexey says:

    Hi its Alexey.
    Just finished reading, and I have to admit that I was scammed once too. It feels horrible and you only want to find revenge.
    I agree with you and what you said in all your points. Long a bit, but valuable content 🙂
    You exposed lots of scams that I can recognize, you are doing a good work, keep up with that.

    • Alex Y says:

      Hi there,

      I really hope that this long content does help to create some kind of awareness to the people who are eager to make quick money online. All quick-money schemes on the internet are mostly scams. I admit, I have been through the same path and I learned from mistakes, expensive mistakes. I just wish to help as much as possible to educate people who are new to the world of monsters.

  11. Keesha says:

    Hey Alex,
    I think this article is very useful for anyone who wants to make money online. Those who are new to making money online are often prey to scammers and unscrupulous online con artists. These guidelines will certainly help persons to avoid being scammed online. I thought your article was so great that I featured it on my blog today as a part of my “This Should Go Viral” series. You can check it out on my blog page. Thanks for sharing these tips.

    • Alex Y says:

      Hey Keesha,

      I am glad you find this post useful. Thanks for sharing this post and featuring this as part of your article!
      I really hope to see more sharing on this post so people who are serious about making money on the internet can avoid those online scams.


  12. Angu Ransom says:

    Thanks for sharing this wonderful article. It is very important to know the pitfalls of making money online before getting into it.

  13. Tony says:

    Awesome article, I relate to it a lot as I have been scammed more times id really like to admit from the get rich quick schemes that never work and #8 the lavish pics as you describe showing people with big houses and great looking cars and then you end up with none of that. Its sad that people scam like that but do you have any tips for someone still a little bit new to the world of making money online, the legitimate way?

    • Alex Y says:

      Hi Tony,

      There are many legitimate ways to make money online. You could look for legitimate online data entry jobs to work from home. There are many types of data entry jobs such as Normal Plain Data Entry, Survey Form, Captcha Entry, Form Filling, Image to Text, and captioning. You could also make money by taking online surveys or make money as affiliate marketers.

      Click the links above if you want to find out more about these different ways to make money online.

      My preferred way is always affiliate marketing. The reason is it has a lot of earning potential as there are more than three billion internet users in the world today. Everyone is looking for solution online and if your site could solve their problems, you will be able to monetize your site with tons of traffic that you will be generating from your high-quality contents.

      Let me know if you want to know more.



  14. Ian says:

    Wow this is a very useful list. I definitely agree with you on all points and it just never ceases to amaze me how gullible we can be sometimes especially when it comes to seeing fake income proof.
    I never even thought of looking for a privacy policy on a site though. That is definitely a good sign to look for. Thanks for sharing this!

    • Alex Y says:

      Hi Ian,

      I hope you could take away with you some good points from this post. Watch out for the online scams. It is better to do a thorough research before committing to any programs.


  15. Christian says:

    It is definitely easier to be scammed than it is to stay away form one, mainly because the scams are so well disguised these days that more than not people get tricked into thinking that they are buying into something that is legit, when it’s not.

    Your list of red flags will help would be victims to be aware of the negative potential. Wonderful post.


    Hi Alex,
    Thanks a lot for revealing the tricks playing by the internet scammers , who are cheating the ordinary people .
    As internet is becoming more popular in many countries your article is very useful for the beginners.

    • Alex Y says:

      Hi Sasikumar. I am happy to hear some feedback from readers. There are indeed a lot of scams out there. I had bad experiences before. Therefore I wrote this article to give gentle reminders to those who are relatively new to the world of cyber scams.

  17. charlie victor says:

    What about HYIP?

    • Alex Y says:

      Dear Charlie,

      You got the point. I have several reviews on HYIP and I should include in this post too. To me, HYIP is not a real investment programs. Most of them make money via Ponzi scheme and it is not sustainable.

      Will update this post.


    There is a question I have been asking myself. I subscribed in and I have reached the minimum threshold – $300. However, they said I should click on a link they put to undergo a survey before I can encash my rewards. It has been one week and I still can’t open the link. They keep saying the URL is not found on this server and shows “404 error occurred”. Now I understand why after reading this article. Thanks Alex.

  19. Jeff says:

    This a very informative piece on scammers. It can be so easy to fall for scams these days because how good these scammers are at persuading people to believe that their products are legit. I fell for some scams in the past and I can appreciate this article raising awareness of the frauds out there thank you for sharing Alex

    • Alex Y says:

      Hi Jeff. Indeed there are way too many scams out there trying to steal people’s hard earned money. As there are more than three billion internet users out there in the world, it is a great place for them to steal our money.

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