Dowerly Review – Another HYIP Scam That You Should Avoid

What is Dowerly? Should you trust Dowerly and invest your money in this investment program? Read this review and find out why you should avoid this investment scam.

Dowerly Review - Another HYIP Scam That You Should Avoid

Dowerly Review

What is the Dowerly?

Name: Dowerly
Website address:
Price: $25 (minimum)
Referral commission: 3%
Status: Scam
Overall Rank0 out of 100

Dowerly is a low-interest HYIP that was launched on 23 December 2015. The HYIP offers three investment plans for 80, 100 and 140 days with 0.20 – 1.75% daily profit, which varies depending on the chosen investment plan.

Dowerly claims on the official website that it acts as an investment pool, collecting multiple lower value investments and grouping them into one single huge investment, using those funds to trade on the stock market, and generate outstanding returns.

For those who want to invest with Dowerly, it claims that you can make all transactions online through Perfect Money, Payeer, Bitcoin, AdvCash, OkPay, Neteller, Skrill, Payza.

Minimum investment with Dowerly is $25, and there is no maximum. Minimum withdrawal amount is $0.10.

In addition to that, Dowerly pays you 3% — 5% referral commission if you attract new investors. You can find your referral link and banners in your account in Referral Program section. Affiliate commission can be requested to withdraw instantly after its accrual.

Do the features sound great to you?

Hold on! Read on to learn more about this Dowerly scam.

Dowerly Review - Another HYIP Scam That You Should Avoid

Should You Trust Dowerly?

You should not trust this investment company. 

The Dowerly is a scam. It is a fake investment company. From the official website, one can notice it is an HYIP investment scam that aims to steal your hard earned money.

#Red Flag 1 – New Site and Unknown Identity

Dowerly is very new and looking at the date of registry, it was registered December 23, 2015. IP address shows up as coming from San Mateo, California and limited information on the registrar. I have tried to search for the company information on the internet and nothing shows up. This is a clear warning that the scammer does not want to reveal his or her real identity to avoid detection.

#Red Flag 2 – Ponzi Scheme

The referral program. This is a typical trick from most of the HYIP on the market. They offer to reward “referral fees” to investors for bringing in additional members.

Dowerly Review - Another HYIP Scam That You Should Avoid

That’s how a Ponzi scheme is operated. They recruit new members to sustain the pyramid scheme. They need “new” money to generate “returns” for the older investors by acquiring new investors.

It is a fraudulent investment scheme where they pay returns to its investors from new capital paid to the operators by new investors, rather than from profit earned through legitimate sources.

It is a pyramid scheme that typically collapses in the end because it requires exponential increases in participants to sustain the business model. That simply means the scheme cannot go on forever.

The Dowerly probably still pays their investors for now as the program is still relatively new on the market. When there is insufficient investment fund from the new recruitment to the older investors, the entire structure will collapse.

#Red Flag 3 – Vague Investment Information

Obviously, there is a lack of details on how Dowerly manage the money from the investors. Dowerly tends to be vague about the strategies used in their program.

I tried to look for more information “About” Dowerly, all I got is just a vague information. Furthermore, they are not backed by a real and verified trader. There is no proof and information at all on who are running behind the scene.

Dowerly Review - Another HYIP Scam That You Should Avoid

This is your hard earned money, please do not be afraid to ask questions. A genuine financial professional will usually be happy to explain in detail the investment program they are marketing. Unfortunately, Dowerly fails to do so.

#Red Flag 4 – High, Unsustainable Yields

I have years of experience in investments. Historically, investments in most large corporate stocks return less than 10% per year. Usually, HYIP scams offer between 1 percent to 2 percent daily profits to its members. As for Dowerly, they offer up to 0.2083% interest hourly (5% daily), of which it is a total nonsense.

Dowerly Review - Another HYIP Scam That You Should Avoid

The ROIs that they claim on the official page clearly indicate that the investment is actually a Ponzi scheme or a junk bond that may never increase in value and has a high rate of default.

#Red Flag 5 – Company Certificate

I particularly like this one. Almost all HYIPs on the market show this certificate of incorporation of a private limited company. I bet you have seen this a lot. Many HYIP scams that aim to steal your hard earned money will feature a ‘certificate’ on their website (see the certificate of Dowerly below). These certificates can be bought for 15 British pounds through Companies House. The Companies House website.

Dowerly Review - Another HYIP Scam That You Should Avoid

Using the website you may search for a registered company by their registration number. Take note that anyone from around the world may create a company based out of the UK using false information.


I am not a fan of these HYIP programs. It is very rare that I recommend them because there are some things you need to know before you dive into this and throwing your hard earned money around.

Every investment carries some degree of risk, which is reflected in the rate of return you can expect to receive. If your money is perfectly safe, you’ll most likely get a low return. High returns entail high risks, possibly including a total loss on the investments.

Fraudsters like Dowerly spends a lot of time trying to convince people that extremely high returns are “guaranteed” or “can’t miss.” They try to plant an image in your head of what your life will be like when you are rich.

Don’t ever believe it.

Based on my observation, it is very clear that Dowerly is an investment scam.

I reviewed some other similar HYIP in my blog too like Amazing 5 and Capital7. They both work the same way as Dowerly .

By the way, Amazing 5 started 6 months ago and now it is official shut down. It is now gone with a lot of money from many victims. This is a prime example of how these HYIPs scam your money.

Why do people keep joining HYIPs knowing that they are Ponzi schemes?


All these Ponzi Schemes are aimed at people who want to get rich quick and do not want to take the tried & tested route of – hard work = success.

Most people want to make lots of money quickly and the legal options are often very limited (e.g. Lottery). When a product promises to give you exorbitant returns, people tend to believe it due to our greed.

However, most of the people end up losing their savings and hard-earned money.

I wrote an article on How to Invest Online Without Being Scammed. This should serve as a reference when you look for a legitimate investment company on the internet.

Final Word

I don’t like the reliance on a Ponzi scheme in order to make bad money. Instead, I do affiliate marketing (it’s different) and rely 100% on myself to build an income online. If you are interested in alternative ways to generate a real passive income online, you might want to consider running your own legitimate online business.

One powerful way to do this is through an approach called affiliate marketing. Affiliate marketing lets you earn money by promoting products from other companies. Any product you promote is going to be based on your opinion, and you are not required to stick with just one company.

If this is an area you’re interested in, you could learn more about this through my 7-day free email course. The guide is an excellent way to learn all the ins and outs of affiliate marketing and to get started in the field yourself.

If you are interested to know more how I make money through affiliate marketing, go here.



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